terms and Privacy
Terms of Use
Use of the Website
You accept that the use of this website is governed by these terms of use. Your use of the website represents your agreement to be bound by the terms of use.
Payments NZ Limited (Payments NZ) may vary the terms of use at any time, and any amendments will be effective as soon as they are published on this website. By continuing to use this website, you agree to be bound by the terms of use as amended (whether or not you have received any amendments).
You agree to use this website in a manner that complies with all applicable laws and regulations and that does not infringe our rights, the rights of anyone else, or restrict or inhibit their use and enjoyment of the website.
About this Website
This website is operated by Payments NZ Limited.
The information contained on the website is general information only. We do not warrant the accuracy or completeness of the information or that the information is suitable for your intended use.
Payments NZ endeavours to keep the information on the website accurate and up to date, but the information is subject to change at any time. You must not rely on the information and should contact Payments NZ if you have any questions regarding the information.
Intellectual Property
Payments NZ owns the copyright and intellectual property rights in this website, including all of the content of the website (such as text, graphics, logos, and icons) and all software code underlying and forming part of the website.
Subject to any specific restrictions which may apply to the members-only website (Connect), you may view, save, copy, and print any part of the website (including the content of the website) for your personal use only.
You must obtain written permission from Payments NZ to otherwise use, copy, modify, or distribute any part of the website (including the content of the website) in any way.
If you wish to use any third-party material identified as such on the website, you must obtain the prior consent of the relevant owner. This includes the content of websites you access via links from the website.
Privacy
Any personal information you provide to us will be managed in accordance with our Privacy Policy, which is available on this website.
This website also uses Google Analytics to better understand our users’ needs and to optimise this service.
For information about Google Analytics, please see this page on their website: How Google uses data when you use our partners' sites or apps.
Cookies
Payments NZ uses cookies to collect data about each visit to this website. Cookies are small pieces of information that are stored in a browser-related file on your computer’s hard drive when you use the website. Cookies are widely used on most major websites.
This website uses cookies to count how many people are using this website and assess how they are using it so that we can improve your experience when using this website.
The cookies we send to your PC cannot read your hard drive or command your computer to perform any action.
Links to Third-Party Websites
This website contains links to other websites operated by third parties which are not monitored by Payments NZ. Payments NZ does not endorse those websites and accepts no responsibility for the information contained on those websites.
Disclaimer
To the extent permitted by law, Payments NZ:
- Does not accept any liability, direct or indirect, for any loss or damage, however caused, arising from or relating to the content or use of this website
- Makes no warranties in relation to the accuracy of information obtained through use of this website or freedom of this website from computer virus
Jurisdiction
These terms of use, this website, and your use of it are governed by the laws of New Zealand.
Privacy Policy
Your privacy is very important to us and all personal information which you provide to us is managed in accordance with this policy.
By supplying your personal information to us, or by using websites
administered by Payments NZ Ltd, including www.readytoswitch.co.nz and www.paymentsnz.co.nz, you consent to the practices set out in this policy.
Collection, use and storage
In carrying out our functions, we may collect, store, use and disclose personal information. This may relate to our staff, professional advisers, representatives of our Participants and Members, and other people who engage with Payments NZ.
We collect the following types of information:
- Names.
- Physical, postal and email addresses.
- Telephone numbers.
- Curricula vitae and any information in relation to criminal convictions.
- Employment experience and expertise.
- Referee and reference details.
We use this information to:
- Process applications for participation and membership.
- Consider applications for employment.
- Engage consultants.
- Develop and deliver services and benefits to our Participants and
Members. - Facilitate industry forums.
- Maintain registers and records consistent with the governance of the
payment system. - Provide networking opportunities and ecosystem engagement.
Payments NZ collects this information through the following channels:
- Direct contact with Participants and Members
- Participant or Member application forms.
- Our website.
- The provision of services and benefits to Participants and Members.
- Networking events.
In accordance with the Privacy Act 2020, any personal information which is disclosed to us is held securely and we only use and disclose it for the purpose for which it was provided or when legally required.
Website use
Our website only collects personal information provided: by users through the contacts and subscriptions pages; and through the use of cookies (described in more detail below).
The personal information you provide will only be used in connection with your use of our website, to communicate with you in relation to your use of our website or when required by statutory authority.
Our website also uses Google Analytics to better understand our users’ needs and to optimise this service. For information about Google Analytics, please see this page on their website How Google uses data when you use our partners'; sites or apps.
Cookies
We use cookies to collect data about each visit to our website. Cookies are small pieces of information that are stored in a browser-related file on your computer's hard drive when you use a website. Cookies are widely used on most major websites. Our website uses cookies to count how many people are using our website and to assess how they are using it so that we can improve your
website experience.
The cookies we send to your PC cannot read your hard drive or command your computer to perform any action.
If you choose to disable cookies in your browser, you may not be able to access the website portal Connect or obtain full access to all content within the portal.
Data security
Transmission of data over the internet cannot be guaranteed as totally secure. While we take all reasonable steps to protect personal information obtained through our website, information provided to Payments NZ over the internet is at the risk of the organisation providing it.
Destruction
Personal information is only held by Payments NZ for as long as the information is needed. When the information is no longer required to be held, we will destroy this information securely.
We retain personal information which is contained in board, committee or working group papers or minutes.
Access
You have the right to ask for a copy of any personal information we hold about you, and to ask for it to be corrected if you think it is wrong.
Contact us
If you would like to contact us in relation to any matter regarding personal information which we hold in relation to you, please contact us at:
Payments NZ Limited,
Level 6, Simpl House,
40 Mercer Street,
PO Box 11418, Wellington
or